Get Care Now,Pay Laterwith Cherry & Cara Dentistry
Let your money go further and take better control of your cash flow when you pay over time in smaller installments with Cherry.
Flexible Payments For Any BudgetUse the payment calculator to simulate what your monthly payments could look like.
These are examples only. 0% APR and other promotional rates subject to eligibility. Exact terms and APR depend on credit score and other factors. Not every provider that uses Cherry will offer the payment plan terms listed above.
$--.-- / month
Enter a purchase amount to see estimated payments
These are examples only. 0% APR and other promotional rates subject to eligibility. Exact terms and APR depend on credit score and other factors. Not every provider that uses Cherry will offer the payment plan terms listed above.
How It WorksChoose from a range of monthly payment plans, with qualifying 0% APR options. Applying is simple and does not impact your credit score. If you're approved for financing, you can use your funds immediately. Manage your payment options using Cherry's self-serve consumer portal.
TestimonialsDon’t just take our word for it! Here’s what other consumers have to say about Cherry…
Bryana
“I was worried the application would take long, I would have paid on my credit card – but it only took a few minutes and I'm so happy I can split my payments up now!”
Alex
“Cherry was really easy to use and super fast. I can't wait to go back and try different services now that I can split my payments!”
Marie
“I used this on Monday and it was great. Low down payment and low monthly. You all should try it.”
Gabriel
“Cherry was great, one of the better lending companies I’ve ever used. Making payments was a lot easier and I appreciate that Cherry was willing to work with me.”
Alyssa
“Cherry is amazing!!! Now we can get everything done!!”
Cassie
“I’ve been putting off these treatments for a long time. I scheduled them all today using Cherry!”
Frequently Asked Questions
What is Cherry?
Cherry is a buy now, pay later company making it fast and easy to pay for health and wellness purchases over time.
How long is my approval valid for?
Approvals are valid for 120 days. Once that time period expires, you are welcome to reapply.
Can I increase my approval amount?
If you are eligible for an increase, you may request this through the Cherry Consumer Portal. Increased approval amount and decision are subject to eligibility. If you do not see the button to "request an increase," it means you are ineligible for an increase at this time.
Can I pay this off early?
Yes, Cherry does not have any prepayment penalties. If you have interest and pay off early, you’ll even avoid some of that interest.
Does my 0% APR offer expire?
No, if you’re eligible for a 0% APR offer, it doesn’t expire for the current approval. For example: If you were approved for a 6 month term with 0% APR, this promotion is valid until the end of term as long as you stay current with your payments.
How much is my down payment and when is it due?
Once you input your purchase price, you’ll be provided with the options you have for down payment. It is due when the provider confirms they will need the funds in order to move forward with your services. Remember to bring your bank issued debit or credit card* when you are ready for checkout.
*Making payments via Credit Card will result in a 2.99% processing fee. There is no processing fee for making a down payment with a traditional bank-issued Debit Card.
How are refunds handled?
To request a refund, please contact Cara Dentistry directly.
We defer to the refund policies put in place by Cara Dentistry and cannot initiate a refund without their approval.
Once Cara Dentistry authorizes a refund we will deposit the refunded amount (full or partial) into your account. Your Cherry account status and loan balance are adjusted accordingly.
If a partial refund is issued, your loan amount will be adjusted to reflect your new remaining balance. If a refund is issued in full, any payments made on your loan will be returned to you.
Does Cherry report to the credit bureaus?
Yes, Cherry may report the status of our borrowers’ accounts to Equifax, one of the major credit bureaus.
Can missing payments on my account with Cherry hurt my credit?
Cherry is required to report all payment history to the credit bureaus. This means we may also report late payments, missed payments, or other deliquencies on your account to the credit bureaus.
Manage My PlanManage your payment plans inside the Cherry Consumer Portal.
Payment options through Cherry Technologies, Inc. are issued by the following lending partners: withcherry.com/lending-partners. See withcherry.com/terms for details. Iowa only: Borrowers are subject to Iowa state specific underwriting criteria. APR for all Iowa borrowers is capped at 20.99%.
“I had an incredible experience at Cara Dentistry. The office was modern, clean and inviting. Dr. Nayak was amazing! She took the time to explain every step of the process, answered all my questions, and made sure I was comfortable throughout my visit."
-Nisha K.
“10 out of 10!!!! Dr. Nayak is phenomenal! She has great bedside manners. She listens to your concerns and needs. If you want a provider who will treat you like family and deliver great dentistry this is the office you want.”
-Felicia B.
“Staff were super friendly and polite, the dental cleaning experience was smooth and painless, maybe even fun! The office is also nice and clean and high tech. I'd highly recommend this dentist!”
-Abigail H.
“I have been a patient of Dr. Nayak for over a year, and she genuinely cares about both my well-being and my oral health. She always takes the time to listen to my concerns, and together we’ve consistently found practical solutions for my dental needs.”
-T. J.
“Had excellent service here the Dr was super friendly and extremely professional and caring about what I needed done. I had cleaning and a crown done. I would highly recommend them the staff are super friendly as well.”
-Jennifer C
“I felt immediately welcome coming into the clinic, very friendly and informative staff. Dr. Nayak was more than excellent with providing dental care. Clinic holds high priority to ensure precise and perfect work so every patient leaves smiling.”
